Lending Services


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At Houston Metropolitan FCU you are more than just your credit score. For over 70 years HMFCU has remained true to the core credit union philosophy of “People Helping People.” We offer a variety of loan options, click below for additional information or stop by one of the branch locations for additional assistance.

Apply For A Loan

At Houston Metropolitan FCU, you can choose from a wide range of financing for your needs and wants. Just click below to apply any time 24/7/365. It’s fast, convenient, safe and secure.

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Member Appreciation Loan

Every holiday season we like to share with our members the Membership Rewards Loan but we’ve decided to change it up a bit. From now on we are going to offer the Member Appreciation Loan and make it available all year long!

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Personal Loans and Credit Cards

Our Second Chance Loans, Lines of Credit and Secured Credit Cards are available to members who have blemished, little, or no credit so they can start building up their score.

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Auto Loans

At HMFCU you can set your sights on finding a loan for your next new or used vehicle, motorcycle, ATV’s, Boat, jet ski, travel trailer, RV’s, tractor, large lawn mower, utility trailer, horse trailer, and more.

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Auto Title Loans

Avoid those national title loan lenders who charge exorbitant rates and fees. Instead, contact Houston Metropolitan Federal Credit Union to help you in your time of need.

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No Money Down Program

Houston Metropolitan Federal Credit Union, in partnership with BALANCE, can help you finance the car of your dreams.

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Find Your Next Car

The vehicles listed here are currently for sale by Houston Metropolitan FCU. Financing available with approved credit. Click Contact Credit Union for questions or additional information.

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Mortgage

Welcome to HMFCU Mortgage Center. Houston Metropolitan is committed to helping you find the right mortgage solution to best meet your needs. We understand that every borrower is different, so we offer a variety of products to meet your individual requirements.

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