Club Accounts


Club Accounts


Whether it’s a long overdue vacation or holiday shopping money, our club accounts are the way to go.  It’s easy to accomplish with payroll deduction.

Holiday Club

Have you ever gotten to December and realized that Christmas was less than a month away and you hadn’t even started to shop for Christmas?  Don’t waste your entire paycheck or max out the credit cards this year.  We offer a holiday club account that helps you save for the holiday shopping season.  Accounts mature on November 1st, and funds transfer to a savings account in time for the holidays. In addition, dividends earned on balances of $200 or more.

Vacation Club

Planning a vacation?  The last thing you want to do while on vacation is fret about how you’re going to pay when the bills come due! The first two steps toward making a vacation affordable are to save for it — months before you go — and determine how much to spend. Socking away the money before you leave means less financial pain when you return. As a bonus, planning and saving for a vacation can get you in the habit of living on a realistic budget.  We offer HMFCU members a special savings account just for vacations.  You can make two withdrawals per year and even earn dividends on balances of $200 or more.

*$5 minimum deposit (with payroll deduction)
*Dividends compounded, paid monthly