Checking


Checking


What does your checking account say about your future?  At HMFCU, you have choices. There are several different accounts to choose from – each one with specific needs in mind.  Choose the checking account that best meets your lifestyle!

Checking to suit your needs

  • No POS or cash withdrawal fees
  • Interest-bearing for minimum daily balances
  • $200 or greater
  • $200 Overdraft Privilege
  • No monthly service charge
  • Direct Deposit payroll or $300 minimum payroll deduction
  • VISA Check Card
  • No monthly service charge
  • Interest bearing for minimum daily balances $500 or greater
  • VISA Check Card
  • No POS or cash withdrawal fees
  • Direct Deposit not required
  • $500 Overdraft Privilege
  • No monthly service charge
  • Interest bearing for minimum daily balances $500 or greater
  • Direct Deposit payroll or $750 minimum payroll deduction
  • VISA Check Card
  • No POS or cash withdrawal fees
  • $5 minimum to open account
  • $10 monthly service fee if minimum daily balance of $250 is not maintained
  • Overdraft Protection is offered as a transfer from your share savings
  • Direct Deposit of net pay required
  • Free Met-Branch, estatements, notifications & alerts
  • Free Met-Pay – pay your bills online
  • Free Met-Mobile App
  • Download on the App Store
  • Get it on Google Play

Balance, an educational program for members, is REQUIRED and can be accessed at getinbalance.org

  • Open with $5 deposit
  • No monthly service charge
  • Dividends earned on balance of $5 or more
  • Unlimited check writing privilege
  • Free ATM or VISA prepaid card (reloadable)
  • Overdraft Protection is offered as a transfer from your share savings
  • Free Met-Branch (online banking) – e-statements, notifications and alerts
  • Free Met-Mobile App
  • Free Met-Teller (24-hour phone response system)
  • Free Met-Pay – pay your bills online
  • Free Shared Branching at owner request
  • Free Welcome Pack of duplicate checks and deposit slips.
  • Download on the App Store
  • Get it on Google Play

Balance, an educational program for members, is REQUIRED and can be accessed at balancepro.net.

  • $50 Minimum deposit to open
  • $250 minimum daily balance to avoid $10 Monthly Service charge
  • Interest bearing on balances of $500 or greater
  • Overdraft Protection is offered as a transfer from your share savings
  • SpotPay – a mobile point-of-sale (POS) solution
  • Free ATM Card
  • Free Met-Branch, Met-Pay (bill pay) and estatements
  • Free Met-Mobile Banking
  • Free Online Banking
  • Free Met-Teller
  • Other services available to help you manage your business
  • $500 Minimum deposit to open
  • $250 Minimum Daily Balance to avoid $10 monthly service charge
  • Interest bearing on balances of $500 or greater
  • Overdraft Protection is offered as a transfer from your share savings
  • SpotPay – a mobile point-of-sale (POS) solution
  • Free Met-Branch and estatements
  • Free Met-Mobile Banking
  • Free Met-Teller
  • Shared Branching at owner request
  • Other services available to help you manage your business