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Services

The following Regular and Special Services are available through Houston Municipal Employees Federal Credit Union:

Regular Services:

  • Cashier Checks
  • Money Order — Travelers Express Money Orders only $0.50 each
  • Travelers Cheques - American Express Travelers Cheques, Gift Checks, Two party checks
  • Overdraft Protection Option
  • ATM — 4 Locations and Fee Schedule
  • Notary Service – Notarize paperwork at no charge
  • Stop Payment Orders – Stop payment on a check that you have written. The request is good for 6 months. $15.00 fee per request.
  • Loans - (several different loan options available upon approval, based on credit union policies, credit history, capacity to repay, and employment history)
  • VISA Check Card
  • VISA Credit Card

Special Services

  • Direct Deposit — Fast and Safe! Have your paycheck deposited directly to your account (HMEFCU Routing and Transit Number: 313083646).
  • Electronic Wires — Bank wires and Western Union (US only)
  • Overdraft Privilege - A service that will pay your NSF checks. A fee is charged for paid items.
  • Overdraft Protection Option – A service that will transfer funds from another account to the checking to cover insufficient funds.
  • Payroll Deductions — Easy way to save!! Specified amount deducted for your savings, deposited every payday.
  • MUNI 24-Hour Teller — Call (713) 691-2400 for balance and history inquiry 24-hours a day .
  • Online Banking – Internet access to check your deposits and withdrawals.
  • VISA Check Card – Easy way to purchase goods and services without writing a check.
  • VISA Credit Card – Convenient way to purchase goods and services on credit.

Note: Refer to fee schedule for all applicable fees.

Contact us for more information or to sign up today.

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